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The 62+ Loan^™30-Year Fixed15-Year Fixed5/1 Year ARM

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Exceptional (800-850)

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55places Mortgage is a joint venture between Mutual of Omaha Mortgage and 55places.com.

55places Mortgage, LLC NMLS #1845364 3131 Camino Del Rio N Suite 1190-A, San Diego, CA 92108. These materials are not from HUD or FHA and the document was not approved by HUD, FHA or any Government Agency. Arizona Mortgage Broker License #MB-1002008. Colorado Mortgage Company Registration NMLS #1845364. Florida Mortgage Broker License #MBR3078. Illinois Residential Mortgage License #MB.6761430. Pennsylvania Mortgage Broker License #71234. South Carolina-DCA Mortgage Broker License. Tennessee Mortgage License #185054. Maryland Mortgage Lender License #23967. New Jersey Residential Mortgage Broker License. Texas SML Mortgage Company License, NMLS ID 1845364.
The 62+ loan^™ is a reverse mortgage product - (Home Equity Conversion Mortgage. Must be 62 or older to qualify). Reverse mortgage proceeds are involved. A reverse mortgage borrower must occupy home as primary residence and remain current on property taxes, homeowner's insurance, the costs of home maintenance, and any HOA fees. Subject to credit approval.
NMLS Consumer Access - http://www.nmlsconsumeraccess.org/.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV

Affiliated Business Arrangement Disclosure Statement

55 Places Mortgage has a business relationship with 55 Places. Specifically, 55 Places Mortgage has an interest in 55 Places per a joint venture agreement. Because of this relationship, this referral may provide 55 Places, its parent companies, and/or its affiliates with a financial or other benefit

Set forth below is the estimated charge for settlement services listed. You are NOT required to use the listed provider as a condition for settlement of your loan, or for the purchase, sale, or refinance of the subject property.

There are frequently other settlement service providers available with similar services. You are free to shop around to determine that you are receiving the best services and the best rate for these services.

Charge	Provider	Nature of the Relationship
55 Places does not directly charge buyers for its real estate broker services. Real estate commissions are typically 6% of the purchase price and paid by the seller. There may be other fees charged in connection with the transaction by third parties not affiliated with 55 Places	55 Places	55 Places Mortgage has an ownership interest in 55 Places